Trump Accounts are a specialized type of traditional IRA established under Section 530A of the Internal Revenue Code.
Created by the One Big Beautiful Bill Act (signed July 4, 2025).
Designed to help families save for children’s long-term futures with tax-deferred growth.
Initial accounts are held by the Treasury Department; trustee-to-trustee rollovers to private custodians become available after July 4, 2026.
