DISCLAIMER: This website is an independent informational resource and is NOT affiliated with the U.S. Treasury, IRS, trumpaccounts.gov, any government agency, the Trump Organization, or Donald J. Trump. The term “Trump Account” is used descriptively to refer to accounts under 26 U.S.C. § 530A. Always verify information directly at trumpaccounts.gov or IRS.gov.

Get Trump Account Guide

Independent informational resource about Trump Accounts under 26 U.S.C. § 530A

Michael & Susan Dell $250 Contribution to Trump Accounts

The Michael & Susan Dell Foundation has committed $6.25 billion to provide an additional $250 deposit into eligible children’s Trump Accounts (IRC § 530A). This private charitable gift is separate from the federal government’s $1,000 seed deposit.

Who Qualifies for the Dell $250?

  • Children age 10 and under (born before January 1, 2025)
  • Living in a ZIP code where the median household income is below $150,000
  • Children who do not qualify for the federal $1,000 pilot contribution (i.e., not born 2025–2028)

Approximately 25 million children nationwide meet these criteria.

How the Dell $250 Works with a Trump Account

The $250 is deposited automatically once you open a Trump Account for your eligible child. It stacks with any future family or employer contributions but is a one-time gift.

How to Claim the Dell Contribution

  1. Open a Trump Account using IRS Form 4547 (easiest when filing your 2025 taxes by April 15, 2026) or online at trumpaccounts.gov starting mid-2026.
  2. Eligibility for the Dell deposit is verified automatically by the Treasury based on your child’s age and ZIP code.
  3. Contributions to the account can begin July 4, 2026.

Next Steps for Parents

Check your eligibility and open the account as soon as possible to secure the $250 Dell gift plus any future growth opportunities under the 0.10% expense ratio rules.

Frequently Asked Questions

Does the Dell $250 replace the government $1,000?

No. They are separate. The $1,000 is only for children born 2025–2028. The Dell $250 is for younger children in qualifying ZIP codes who do not receive the federal seed.

Can I get both the $1,000 and $250?

No. The Dell gift is designed for children who are not eligible for the government pilot contribution.

Official sources:
White House Announcement (Dec 2025)
Official Trump Accounts Portal
IRS Form 4547 Instructions